StoxCredit
Base
StoxCredit / Credit markets
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Your stock hub on Base

Stocks on Base. More ways to use them.

Lend or borrow in stock markets, trade perps, send a Stock Gift, and plan a portfolio from one place.

Explore lending & borrowing Trade perps

Tokenized stocks and perps carry risk. Borrowing can lead to liquidation. Read the risk guide

STOXCREDIT / PRODUCTSStart here

Four ways to use your stock tokens.

LEND / BORROWLend & borrow marketsSupply USDC or borrow against stock tokens. TRADEPerpsGo long or short with a connected wallet. BUILDBuild PortfolioComing soon. SENDStock GiftSend stock with a personal note.

THE STOXCREDIT TOOLKIT

Choose how to use your stocks.

Each product has a clear job, provider, and next step.

Built & powered by StoxCredit

Stock Gift

Create a gift of supported tokenized stock, add a personal note, and share a claim link. Recipients open the gift to reveal their share.

Create a gift
Powered by Morpho

Lend & borrow

Supply USDC or borrow against supported tokenized stocks on Base. Rates vary; loans can be liquidated.

Explore markets
Trading via Veranta

Perps

Trade stock and BTC perpetuals long or short through Veranta. StoxCredit receives 0.05% of each trade’s size. Leverage can amplify losses.

Explore perps
Portfolio execution via Glider

Portfolio

Choose stock weights in the local planner, then use Glider to build and manage an onchain portfolio. The plan alone does not place trades.

Build your mix

Live on Base

Lend & borrow markets

Compare rates and liquidity across supported Morpho markets.

AssetBorrow APYLiquidity ⓘBorrow limit ⓘLiquidation LTV ⓘAction

Before you borrow

Your collateral can be liquidated if your debt reaches the market’s liquidation LTV.

Oracle prices can go stale when stock markets close. Interest adds to your debt while your loan is open. Risks differ by market.

Read the risk guide
Protocol and marketMorpho Blue contract ↗Morpho protocol reviews ↗Protocol reviews do not audit individual stock markets or their oracles.

Lend USDC

Put your USDC to work.

Supply USDC to a market and earn variable interest paid by borrowers. Withdrawals depend on available liquidity.

Current lend APY—Loading market data
Explore lending markets
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STOXCREDIT / PORTFOLIO

Build a stock portfolio

Plan your stock mix here, then use Glider to build and manage an onchain portfolio.

Explore stock markets →

Portfolio builder

Plan your stock mix.

Pick tokenized stocks and set a target percentage for each. This is a saved plan in your browser, not a purchase or a wallet balance.

Target allocated
Add stocks to start your plan.
Your target allocationLocal plan

For planning only. Percentages are targets; this page does not place trades or send your plan to Glider.

Ready to build it?Glider handles portfolio creation and management. You will enter your mix there.
Continue to Glider ↗

Connect a Base wallet to load your positions.

Track your loans and balances

Connect a Base wallet to see your loans, lending positions and tokenized stock balances. You don’t need to sign anything to view this page.

View markets without connecting
Tokenized stocks · Base

Markets

← All stock markets
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Compare rates and liquidity, then choose a market for your USDC loan.

Borrowing risk. Your loan can be liquidated if your debt reaches the market’s liquidation LTV. Stale prices or low liquidity can interrupt actions. See an example
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Loading Base markets

Fetching Base stock collateral markets.

Borrowing carries liquidation risk. Rates and available liquidity can change. Understand the risks ↗

Risks & market guide

Know the risks before you borrow.

Tokenized stock loans can be liquidated. Rates, prices and market access can change.

Liquidation

If your debt reaches the market’s liquidation LTV, a liquidator can repay it and take some of your collateral.

Oracle and stale prices

Each market uses its own price oracle. Stale or unavailable prices can interrupt borrowing and liquidation.

Market hours

Stock markets close, but your debt and its interest continue on Base.

Interest accrual

Borrow APY is variable. As your debt grows, your buffer shrinks, even if the stock price doesn’t move.

What are tokenized stocks?

Coinbase describes its tokenized stocks as onchain claims backed 1:1 by underlying shares in custody. They are not available to people in the US or certain other restricted jurisdictions. Check the issuer’s current terms and your eligibility before acquiring or depositing a token.

Coinbase token information ↗

Illustration only

How a 20% price drop can liquidate a loan

Example market with a 62.5% liquidation LTV: deposit $10,000 of collateral and borrow $5,000 USDC. If your collateral falls to $8,000, your debt reaches 62.5% of its value. That is a 20% drop, before interest, fees or oracle changes. Each market has its own limit, so check the live value before you borrow.

Protocol reviews do not audit individual stock markets or their oracles.

Questions

Borrowing basics

Learn how collateral, variable rates and liquidation work before you borrow.

How much can I borrow?

Choose a market and enter the tokenized stocks you want to deposit. The form estimates your maximum from the oracle price, your current position, available USDC and the app’s borrow limit, which is set below the market’s liquidation LTV. Borrowing less leaves more room before liquidation, but it doesn’t remove the risk.

When can a loan be liquidated?

Example market with a 62.5% liquidation LTV: $100 of collateral supports up to $62.50 of debt before liquidation. If you borrow $50 and your collateral falls to $80, your debt reaches that limit. Interest and fees can bring that point closer. Each market has its own limit and oracle price, so check the live values before you borrow.

What do I need to get started?

A wallet connected to Base, supported stock tokens for collateral, and a small amount of ETH on Base for transaction fees. To lend, you need USDC on Base. For MetaMask or Rabby, use your wallet’s browser or a browser that supports extensions.

What happens to my collateral if I'm liquidated?

If your debt reaches the market’s liquidation LTV, a liquidator may repay part of your loan and take some of your collateral. The app’s borrow limit leaves a buffer, but price moves and interest can still push your loan to that point.

Who holds my collateral?

Your stock tokens are deposited into the market’s smart contracts on Base. Your connected wallet owns the position. This interface prepares transactions for you to sign.

What is an isolated market?

Each market has one tokenized stock as collateral and its own rate, oracle and liquidation LTV. Loans and collateral in one market are kept separate from other markets.

Am I lending the stock itself?

No. In these markets, the tokenized stock is the collateral. Lenders supply USDC and earn variable interest. Borrowers deposit tokenized stocks to borrow USDC.

Can anyone use tokenized stocks?

Token issuers may impose eligibility and transfer restrictions. Check the issuer’s terms and whether your wallet is allowed to interact with the token before depositing.

How do I repay or withdraw?

Use Repay to pay part or all of your loan. Use Withdraw in the market panel to take back available collateral or lent USDC. Lender withdrawals depend on available liquidity.

Why do some tokens have no market?

StoxCredit shows ten supported tokenized stocks on Base. A stock can only be used when a live market exists for its exact token contract.

Last updated: 7 November 2026Morpho docs ↗Find a market oracleProtocol contract ↗
Base · Morpho market

Review borrow

Collateral deposit and borrowing execute together; USDC goes directly to your connected wallet. First use may require separate token approval and Morpho authorization.

Wallet required